Straightforward guidance on mortgages, purchases, refinancing, equity takeout, and personal & business/commercial loans — matched with the right lender, at the right rate, every time.
Why Work With Me
Every client's situation is different. I take the time to understand yours, then go to work finding the financing solution that actually fits.
A history of successful financing outcomes for clients across Ontario and Alberta.
Access to competitive rates across every category — not just one bank's offer.
Recommendations built around your real numbers and goals, never a one-size-fits-all pitch.
Fully licensed as a Level 2 Mortgage Agent (M20002136) and compliant, so you can move forward with confidence.
Client Experience
A few of the qualities clients consistently mention when working with an independent agent.
"Clear answers, fast responses, and options I hadn't even considered. The whole process felt manageable instead of overwhelming."
"We refinanced to consolidate debt and the whole process was explained in plain language from start to finish. Highly recommend."
"Needed financing for a commercial property and got options from multiple lenders within days. Genuinely felt like someone was in my corner."
Get Started
Tell me a bit about what you need, and I'll follow up with clear next steps — no pressure, no obligation.
We’ve received your request and will get back to you within 24 hours.
About Jiyan Vyas
As an independent mortgage agent, I work for you — not a single bank. That means honest comparisons, transparent options, and a financing plan built around your goals, not a quota.
Questions
